I know, I know. Everyone has their own long list of guilty pleasure – anywhere from traveling to food to even some fetish things that they have nicely lined up for themselves, and so do I.   Being in pursuit of financial independence does not mean the list is going to be way shorter than one who does…

I imagine the days back then when I started entering the workforce and getting my first paycheck. It was $2,600. And I was thrilled. Never in my life had I earned so much money just by doing some simple analysis at work. To feel them physically, I even had them withdrawn so I can feel…

It’s been a while since I last purchased a new book on personal finance and updated my page on Books Trending. This week, I’ve purchased two new books from Amazon which I think was very interesting and might came up familiar to some of you here. The first book is entitled “How Much is Enough?”…

I take comfort in knowing that the construction of my current dividend investing portfolio has performed admittedly well so far. However, it doesn’t mean that it has been a smooth path constructing it these few years. In fact, I’ve made a fair share of mistakes over the past couple of years and I will be the first…

Many people advocate the journey as a process of learning while others remain skeptical and put their focus on the big price at the end. Which one matters? Here are two real life examples I encountered this month. First scenario A friend of mine visited Singapore for a 3 day visit to the casino. He…

There are many reasons that can play a part on whether an employee should stay with the company or move on to his or her next role in another company. Based on Davenport, having the right career is important as we tend to spend at least one-third of our entire lives in the workforce (precisely…

This is a counter which I have been following for some time now and this month I have made a small addition to my portfolio.     Stamford Land is the largest independent owner-operator of luxury hotels in Australia-NZ with 7 luxury hotels in AU and 1 in NZ. It is also a property developer…

As a legitimate human being on this planet, I think many of us have been in a situation where we are suffering from a “One More…” syndrome.  Take a drug victim for example, he may be so addicted to the drug that even when he promises that this will be his last use, he will…

Doing it on our own self, it’s easier. Influencing others is much harder. Ask yourself this question. How many times have you tried to convince others – friends or families – to live frugally by spending lesser and saving more and how many times have you succeeded. Many times, the impact to our lives is…