I wrote a post last month regarding how Bear market will make you rich, if you are willing to accept that price volatility is part of the investment game. Of course, as Musicwhiz has pointed out right at the end of the comment, the business moat should not be adversely affected by the recession that they…

Following is a sequel to my previous post on Do you know your real hourly wage. A lot of people grunts at the idea of the notion of lack of time, which at times sounds like a little flimsy excuse to being either unproductive or just simply the case where you are being overloaded. So you…

If you had read this book “Your Money or Your Life”, you would know that the author came up with a formula adjustment to calculate the Real Hourly Wage. This means that on top of your physical mandatory hour in the office, you need to include some of the intangibles such as commuting costs, clothing costs,…

Imagine this scenario. Your neighbourhood house is on fire, and there were helpless children inside the house. Do you run to the fire and save the day or do you run away from the fire thinking it’s none of your problem? Firefighter gene   The same applies to Investing.  Do you have the firefighter gene…

I am usually not that interested in participating in an IPO. In my investing journey thus far, I have only participated in two of them, both which I have failed to get them. This review is on the back of request from my friend who seems to be interested in the company. So let’s see…

Based on the research studies, almost 90% of the people carves their career for the sake of money, not passion. I am not too surprised by the statistic to be honest. Look around your circle of friends and you can see evidently who works for passion or who works for the sake of bringing food…

Following the recently announced Q3 results which I have touched on my previous post, I sent an email to their Investor Relations Group to better understand their competitive challenges in the Utilities and Power segment of the business. Just thought I could share their reply for the benefits of those vested or interested in the…

My last previous posts on Vicom was in October when I elaborated in detail about their two core business: vehicle and non-vehicle segment. You can check out the posts here at part 1 and part 2. Vicom announced its Q3 results today and as a vested shareholder myself, I am keen to know how they were doing in…

Wealth is subjective. You can be wealthy depending on how you view your needs regardless of your age and income, but realistically you can quantify them. Based on the book “The Millionaire Next Door”, author Thomas Stanley and William Danko talks about the concept of prodigious accumulator of wealth. This is the highest level of…

We are into our last 2 months before the year ends so any form of cash inflow will be most welcoming. For myself, it will be in the form of dividend income as Santa comes in early to deliver my Christmas present. You know all those years back you were thinking what are those heavy…