A few days ago, I wrote an article relating to why most people need to eventually convert your active to passive income at the end of the day. There are a few good arguments here and there that surrounds whether we need passive income in our lives but I think most people are in consensus…

Do you have business liaison to attend to overseas?  If yes, you are probably familiar with the remittance and transfer platform that you have been using to transfer your funds overseas either to your business partner or vendor.  While bank transfer appears to be the most frequently used platform because it is directly debited from…

Having worked professionally in the accounting and finance field for more than a decade in 4 different companies throughout my career, you would have thought I have a plethora group of friends and colleagues who likes to convert their active into passive income like myself.  That is not the case.  Within my circle group of…

I spent my time during the weekend watching with my wife an ongoing popular series on Netflix called Tidying Up with Marie Kondo.  We barely watched only the first episode but it has already brought a change impact in us. In the first episode, KonMarie talked about why we should spend time tidying up our…

Hello 2019! Since I stopped updating on my portfolio 4 months ago, I’ve received lots of inquiries from readers asking me to reinstate back this post. After much deliberation, I’ve decided to republish them again in my blog starting this month with the January’s update.  While I don’t exactly know how these updates will benefit…

SPH Reit’s recent Q1FY19 results show something promising for the retail rent sector as they managed to negotiate for a 10.1% positive rental reversion for the renewed leases that expire in Q1FY19 for the Paragon properties. The Orchard central area continues to bounce back strongly on the back of strong high occupancy and the low…

The revised cooling measures implemented in the middle of 2018 has finally pushed Q418 sales to a dip since Q217. It was only slightly down by 0.1% quarter on quarter and most of the decline was mainly due to landed sales so in all essence the demand for private property is still pretty buoyant. With…

Your job pays you well. The benefits covered under your employment are comprehensive. You love socializing with your circle of friends. Everything is good, except you dislike your job. You dislike your job because it downbeats you hard enough to become a prisoner and dictates you to do things against your wishes. On some days…

Happy New Year Folks! With the official start in 2019, I wanted to start with an article that advocates a long term mindset strategy that can help you make better informed decisions as investors. This is something which I’ve personally used when I look into buying the equity of these companies. It has helped me…

You know you are always behind when it is towards the last day before the new year and you are rushing towards finding reliefs for your tax assessment before it closes. This year, I am leaving it again to the last minute month of the year as cashflow was struggling a little bit in the…