The following article is a guest post contributed by Simon from Financial Expert. Simon is someone I met on the social media and have chatted with him a few times. We have similar goals in mind with regards to the concept of financial independence and it is probably the reason why we quickly clicked when we…

In my previous post on “How Do You Prepare A Growing Warchest”, I mentioned about how we can accumulate our warchest through a variety of ways. One of the ways to do them is through the accumulation of defensive stocks which tend to be more resilient during period of uncertainties. I was fortunate to have a…

Every three to four years, we revisit the topic issue on the importance to keep a warchest in our portfolio. This comes always on the back of something that is brewing, like the Eurozone crisis in 2011, the oil and China crisis in 2016 and the Trade War and HK protests in 2019. As the…

As I am writing this post, it has been a month since I last gave an update about my situation in the previous post which wasn’t so pleasant and I must admit it has been one of the more challenging periods in my life that I have to death with.  On the usual routine year,…

I thought I’ll provide some quick updates on my situation in case anyone thinks I’ve gone missing. The past week has been one of the most stressful case as my Dad was down with an ischemic stroke on the left side of the brain which paralyses him on his right arm, leg and the ability…

No.  Counters No. of Shares Market Price (SGD) Total Value (SGD) based on market price Allocation % 1. Vicom   31,300 6.78 212,214.00 22.0% 2. Far East Hospitality Trust     3,000 0.65     1,950.00   1.0% 3. Ho Bee Land        300 2.37        720.00   0.1% 4. Warchest    722,990.00 77.0% Total 937,874.00 100%…

Most people aspire to achieve financial stability to enjoy their retirement with peace of mind. My dream is no different from others. Since I entered the workforce, I have been working towards achieving financial independence before the age of 35 and having an early retirement. The journey which I took has pushed me out of…

7.5x PER and 4% dividend yield, but why isn’t the market providing more love to this company by re-rating them higher? This was the exact question running through my mind when I purchased this company and then divested it thereafter, within a short period of time. I’ll go through some of my thought process, as…

No.  Counters No. of Shares Market Price (SGD) Total Value (SGD) based on market price Allocation % 1. Vicom   31,300 6.59 206,267.00 23.0% 2. Netlink Trust 236,000 0.83 195,880.00 21.0% 3. Far East Hospitality Trust     3,000 0.64     1,920.00   1.0% 4. Ho Bee Land        300 2.36        708.00   0.1% 5….

No, I’m not talking about my portfolio, that would be extremely sad. After 24 years of residing in Singapore, I finally had my Singapore citizenship transition done, approved and granted. I had applied them together with my immediate family members so all of us were granted the citizenship and we turned red together. This afternoon…