I am writing this in a response to an article from DBS which caught everyone’s attention regarding the likelihood that Singtel may cut its dividend for the first time in 20 years from FY2021 onwards. If you have not read the article, you can read it here. In the article, the analyst drew from the…
My Experience Using Redbrick Mortgage Advisory Service
As part of my property investing series research which I’ve been writing since last month, I am trying to reach out to as many groups of people involved in the end to end chain process of a property purchase. This includes the likes of subject matter experts, agents, mortgage advisors and property portals such as…
Why I’m Joining The SG Active Trading Tournament 2019
It was around this time last year when the SGX Bull Charge Stock Challenge competition was held and I participated in the competition which lasts about 2.5 months. It was heavily contested with more than 136 participants competing for the main prize. I managed to lead the competition for most of the period until the…
Maximizing Your Profit With AI Gain
In a world where digital finance plays an important part for the blockchain industry revolution, most look for faster and safer digital platform to manage and make full use of their digital assets. AI Gain, which stands for “Artificial Intelligence” and “Gain” is a digital finance platform which is gaining plenty of attraction for its…
Oct 19 – Portfolio & Networth Update
No. Counters No. of Shares Market Price (SGD) Total Value (SGD) based on market price Allocation % 1. Starhub (Short) 120,000 1.28 153,000.00 8.0% 2. DBS (Short) 3,000 24.57 73,710.00 4.0% 3. HK Land 10,000 US$5.50 75,900.00 4.0% 4. Far East Hospitality Trust 3,000 0.68 2,040.00 1.0% 5….
Buying Cheap Is An Excellent Catalyst In Itself (Because I’m Cheapo)
My wife tends to call me a cheapo, not in any mean way that it hurts my feeling but still well you know those sort of things that can get you riled up if it is of unintended clarity. You tend to notice that my investing style has evolved over the years. From what started…
A New Segment On CNA93.8 “Open Show” Property Discussion
This is just a quick sharing updates. I was invited by a radio talk show CNA 93.8 to be on air this morning live at 10.30am to present my thoughts on the property market and Parc Clematis mega-project development in particular. Parc Clematis is a development project by developer SingHaiYi Group located across Jalan Lempeng,…
Reloading Warchest & Unlocking Value Through Cash Out Financing
It’s been more than a month and half now since we last rented out our home in order to generate a healthier cashflow due to the unexpected situation that happened back in the family. Things are looking much better these days, with my Dad stabilizing and improving every single day through the rehab and he is…
What Should You Look Out For When Buying Your First Investment Property?
When we buy a property for investment purpose, our immediate goal is to ensure that the property is cash generative and can at the very least cover the basic expenses that we incurred such as mortgage interest, maintenance fees and other one-off costs such as agent fees, renovation costs and so on. Anything that are…
Is Your Home Ownership An Asset, Liability Or Investment?
Buying a home probably ranks as one of the most important milestone in our lives. After all, it is a huge investment that we have to pay upfront and will have to service for the most part of our working lives. Hence, it is common for people to think of their home as an investment…