The pandemic we are experiencing today has pushed interest rates to record low across the globe, with some nations already headed into negative interest rates. For homeowners, this is a blessing in disguise because the fall in home loan rates means owners will get to save more on interest payments. 3M Sibor has dropped significantly…
Why Are High Income Earners Struggling Too With Wealth?
An interesting article from TODAY (Link Here) shows why for the majority of people, even a highly paid career such as a pilot – they continue to struggle and face the crunch to survive when these are considered high-income earners. The article interviews a random selection of 12 pilots, and while the sample number is…
Sep 2020 – Portfolio & Transaction Updates
No. Counters No. of Shares Market Price (SGD) Total Value (SGD) based on market price Allocation % Category 1. Comfortdelgro 40,000 S$1.50 60,000.00 26.0% Recovery 2. Wilmar 10,000 S$4.40 44,000.00 19.0% Momentum 3. Micro-Mechanics 18,000 S$2.24 40,320.00 17.0% Dividend 4. Lendlease Reit 55,000 S$0.70 38,500.00 17.0% Dividend…
Where Do You See Yourself In 5, 10 or 20 Years Down The Road?
“Where Do You See Yourself In 5, 10 or 20 Years Down The Road?” This is a favourite question that is often posed to a candidate during an interview process. But do you ask that about your own personal life? Frankly, not many people have thought of it deep enough to make a serious call…
The Singapore Market Still Provides Immense Value To Investors
Patience is one of the key traits in investing. But we hardly see them after the resurgence of tech investing these days. Patient investing does not necessarily mean you have to hold the shares in your portfolio for the long term or infinity period. I get a sense that many people are misinterpreting this as…
3 Little Encounters I Have With Apple This Week
Apple Inc. became the first U.S company to hit a milestone of market value above the $2 Trillion on the 20th Aug 2020. Since then, the shares have led the general correction retreat close to 20% since hitting the peak of $134.18 on the 1st Sep 2020. It closes at $112 on the Friday trading…
35th Birthday Edition: Inverting To The Middle Ground
I can’t believe that I’m finally turning 35 years old today. If you have been following and reading my blog, you would probably have known how significant this number is for me. After all, I started this blog more than ten years ago with a vision and mission statement (or whatever you want to call…
3Fs – Come and Join The SG Active Trading Tournament 2020
The SG Active Trading Tournament 2020 is one of Singapore’s most anticipated trading tournament and it is back this year. This is a special trading tournament organized jointly by Investing Note and Societe Generale, together with SGX that focuses on the trading of Daily Leverage Certificates (DLCs). For new joiners who are not familiar with…
Policywoke – Resale Insurance Policies Broker
For this month’s collaboration schedule, we managed to tie up a partnership collaboration with Policywoke which you can sign up here. I’ve also had the privilege to review their offerings and manage to chat with one of their co-founders, Jimmy to understand better about the product offerings and services they have. Who is Policywoke? Policywoke is…
Aug 2020 – Portfolio & Transaction Updates
No. Counters No. of Shares Market Price (SGD) Total Value (SGD) based on market price Allocation % Category 1. Wilmar 17,000 S$4.80 81,600.00 22.0% Momentum 2. Comfortdelgro 40,000 S$1.41 56,400.00 15.0% Recovery 3. Lendlease Reit 55,000 S$0.63 34,650.00 10.0% Dividend 4. CDLHT 20,000 S$0.97 19,400.00 5.0% Recovery…