America runs on credit. We take out loans to buy expensive items like cars or houses. We borrow for little stuff using credit cards. And our credit history determines our ability to simply rent an apartment. We often take credit for granted. You know who doesn’t? Immigrants. Especially undocumented immigrants living in the shadows….
What are some of the things you would miss should you achieve financial independence and stop working FT one day?
Don’t get me wrong. Much as I would love to be financial independent right now, I am nowhere near the target at the moment. It would be at least another 8 years to financial independence. So for those who have achieved financial independence, what are some of the things you would miss about working full-time?…
Ready to dump REITS?
For anyone who has not read the post written by FFN recently, I would recommend you to go to his site to read on his recent post on the possible bubble on REITS (Link here). I think he provides a great insight and an interesting perspective that all of us as a REITS investor can take away something…
Everyone is a genius – A. Einstein
Albert Einstein once said: “Everyone is a genius. But if you judge a fish by its ability to climb a tree, it will live its whole life believing that it is stupid.” Unfortunately, we are being tested and selected everyday in an unfair cruel selection methodology in our society. Some of us, who may be…
Is getting rich all but worth it?
One anonymous user answered this one million dollar question recently on Quora which I thought was interesting and would like to share with the other readers. I made $15m in my mid-20s after I sold a tech startup. I talked to a lot of people about this question, and thought a lot about how to…
How much loyalty should you owe to your company?
Loyalty is respect. Back in the days where mobility and transition are remote, loyalty is seen as one most important aspect of an employee’s characteristic. Fast forward to 20th century, do we still see the same loyalty in an employee? How much loyalty do employees owe or have to their employers? …
Do you like your working environment?
Employees are an important assets to the company. It is their overall productivity that determines the bottom line of the company. One way to increase productivity is to give them a happy environment at work. I am not talking in terms of monetary terms about increaseing their bonuses but instead the power of environment. Ever…
“Mar 13″ – SG & US Transactions & Portfolio Update”
Counters No. of Lots Average Price (SGD) Total Value (SGD) based on average price Market Price (SGD) Total Value (SGD) based on market price Total Dividends collected (SGD) since purchase FraserCenter Point Trust 12 1.69 20,280.00 2.13 25,560.00 1,185.00 SPH 4 4.09 16,360.00 4.52 18,080.00 0.00 SIA Engineering 3 4.12 12,360.00 4.75 14,250.00 210.00 Neratel…
Apr/May/Jun/Jul – an inflection point for B’s FFF
As we are heading towards the end of 1st quarter for 2013, we ask ourselves what have we done or what have we not done this year. If you have not started on working towards your goals which you have set for yourself, you would want to start right away as the clock is ticking. I know time seems…
Thai Beverage joins the STI blue chip index
Thai beverage will join the STI index on the 18 March 2013, replacing IHH after a quarterly review done today. IHH, of course has recently only joined the STI index replacing NOL and not sure why it has now been replaced again. I always feel that a healthcare company would fit nicely into the index….