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    Third time unlucky in IPO application.   To be fair, the chances were pretty slim to begin with, from around 3% to 16% based on the number of lots you applied.   From the allocation balloting, we can also see that the management is appreciating long term shareholders more than those who were bidding…

There’s been a couple of bloggers out there who have posted on what they would do to help their parents invest their money. I’ve been thinking over the past few weeks on what I should do with the angpao savings my son received from families and friends during his birth and the 1st month baby shower. The savings amounted…

Everyone seem to be talking about the IPO for Fraser Hospitality Trust (FHT) that Starburst gets hardly noticed by retail investors. There’s a couple of fellow bloggers who have also blogged about this IPO so I will try to give my views here. They will be offering 50 million shares (48 million shares for placement…

We are officially now halfway through the year and whether we choose to believe or not, it’s happening. People are advocating that time is money, but to me time is a priceless piece of art – which is precisely why I seek for a financial independence.     2013 seems like a very far away…

I know, I know. Everyone has their own long list of guilty pleasure – anywhere from traveling to food to even some fetish things that they have nicely lined up for themselves, and so do I.   Being in pursuit of financial independence does not mean the list is going to be way shorter than one who does…

I imagine the days back then when I started entering the workforce and getting my first paycheck. It was $2,600. And I was thrilled. Never in my life had I earned so much money just by doing some simple analysis at work. To feel them physically, I even had them withdrawn so I can feel…

It’s been a while since I last purchased a new book on personal finance and updated my page on Books Trending. This week, I’ve purchased two new books from Amazon which I think was very interesting and might came up familiar to some of you here. The first book is entitled “How Much is Enough?”…

I take comfort in knowing that the construction of my current dividend investing portfolio has performed admittedly well so far. However, it doesn’t mean that it has been a smooth path constructing it these few years. In fact, I’ve made a fair share of mistakes over the past couple of years and I will be the first…

Many people advocate the journey as a process of learning while others remain skeptical and put their focus on the big price at the end. Which one matters? Here are two real life examples I encountered this month. First scenario A friend of mine visited Singapore for a 3 day visit to the casino. He…

There are many reasons that can play a part on whether an employee should stay with the company or move on to his or her next role in another company. Based on Davenport, having the right career is important as we tend to spend at least one-third of our entire lives in the workforce (precisely…