Author: B

Following up on my last post regarding how credit ratings would play an impact on the Reits listed in Singapore, it is also important to look at other metrics that would determine your choice of the investment. Using this post, I will also share on what factors that I feel it is important to look…

The investment community in our globalized world has grown ever so bigger each day and it is easy to see why some investors can get lost when picking their investments. One tool that can help you decide is the credit ratings assessed by the credit agency. The three top agencies – Moody, S&P and Fitch…

National Day is here and it means it’s another month of dividends for investors. This has become one of my favorite section as I continue to build my warchest while at the same time able to reap the fruits from the existing portfolio. Dividends are basically rewards to investors without having active work that you…

We know that debt can be classified as good or bad. While it is possible to live completely debt-free for most of your life, it is not necessarily the best move you will make. Good leverage can be a form of investment that will multiply your income and generate greater returns. Bad debt, however, can…

We often hear financial bloggers preach that different people requires different needs in different situations. The amount of savings a person needs is highly dependent upon how much he earns and spends, and going back further how much a person earns and spends is very much dependent upon his education qualification and judgement of what…

Many times we hear of poor financial planning from the rich and the recent news have proved once again it’s still in existence. Here is the story extracted out: In 1993, when he was drafted by the Milwaukee Bucks in the years before rookie-scale contracts, Vin Baker signed a 10-year agreement with the team. That…

First story. An employee signs an employment contract with an employer whose official working hours start from 9am to 6pm (5 days a week). In the contract, there’s a small clause that states that the employee may be required to work overtime occasionally during peak period. The employee comes to work everyday at 9.10am and goes…

I had started my new role at a new company a few weeks ago and I enjoyed some of the detailed learning which I’ve never really encountered in my previous work experience. Sadly, one of our portfolio analyst is resigning and due to the small organizational structure of the company the CEO had asked me…

You’re a fresh grad out of university or you’re one of those who have been dreaming about opening a restaurant or cafe and now you’re raring to go to make your dreams come true. I have once been in this position – trying to live my glamorous dream, but yet not too sure on whether…

Markets seem to be bullish as there are more IPOs coming in the 2nd half of the year than the first. Today, we look at the latest REIT IPO  – IREIT GLOBAL. To give a little bit of some of the macro background on this IPO in case you have not read the prospectus. They…