Author: B

In the eyes of the world, F.I.R.E means not actively working which means you don’t get any sorts of income and have to depend on living off your passive income in order to survive.  Many people that I know who’ve achieved F.I.R.E are either invested in:  High Credit Rating Bonds – This applies to those…

When my recent article got published on Yahoo Money Matters (Link Here if you are interested), there were many attacks remarks on the comments section and also on the social media and hardwarezone forum in particular to the way I save on things. They think that by being able to get to where I am today, I…

I stumbled upon this article (Link Here) which they gathered about 1,200 Americans people to survey what would these people give up in order to get a 10% immediate raise in their salary.  The question is of course, hypothetical in nature and by no means reflects an opinion which we might personally have it ourselves…

As part of a larger picture to keep track of my financial independence journey, I had planted a few checkpoint to stop and check if I needed to amend any of my strategy and also to give myself a pat on the back for the small achievement each time a milestone is completed. This is…

This is a continuation of a follow up post which I blogged earlier in the month (See here).  The end of working hours today means I managed to complete the first full month cycle at my new work environment. My body clock has started to adjust to the earlier timing I had to wake up…

By now, you would have probably heard the news buzzing around surrounding the potential buyout for M1 takeover with two of its largest shareholder Keppel T&T which owns 19.3% and SPH which owns 13.5% dealing with a potential buyer on the cards.  There’s not much details on the news that have been shared and I…

One of the important traits of a successful investor is being able to gather information and do sufficient research on the company he is eyeing for, wait patiently on the sideline and execute when value emerges from that opportunity.  For many successful investors, investing action is a minimal activity.  They would spend hundreds of hours…

I received a lot of queries pertaining to the amount of little cash that I’m holding for my investment purpose so I thought I’ll use this chance to explain the thought process on my portfolio construction. Our goal as a family has always been to ensure that we have $5,000 / month worth of passive…

It’s been quite a while since we last had an M&A news that involves right issuance hence I think it is time to refresh our memory on how we can play this for interested parties. The proposed acquisition this time is from their own sponsor, OUE Limited, with the acquisition of the OUE Downtown, which…

I received an email from an avid reader who is genuinely concerned if the next recession will put a dent on her portfolio which she has been building for years. She asked if it’s necessary to put a hedging instrument in the portfolio in order to minimize the downside risk of her portfolio given that…