The following article is a guest post contributed by Simon from Financial Expert.
Simon is someone I met on the social media and have chatted with him a few times.
We have similar goals in mind with regards to the concept of financial independence and it is probably the reason why we quickly clicked when we talk to one another.
This is his story about how he achieved financial independence at the age of 29 and the lessons he is sharing with us on his temporary retirement.
Emotions were running high when I returned to my apartment on the last Friday of May this year. I had given my farewells to work colleagues and had left the office after working there for ten years.
My mind raced between all the new potential uses of my time, and the loose ends I might have accidentally left at work. Like Britain attempting to leave the EU, it was certainly a challenge to untangle ten years of projects and responsibilities.
By the end of the evening, my mind had calmed and I was able to focus on the key headline that frame that day – I had retired at the age of 29!
Well… for now, at least. I enjoy my work and intend to return to it after a long summer and some travelling in autumn.
In this post, I would like to share some insights from my experiences from the first three months, as my lifestyle now resembles early retirement.
Nothing Lasts Forever
They say that nothing lasts forever, and this certainly applies to a retirement lifestyle. In a dream retirement scenario, we might picture ourselves enjoying a new hobby, or attending a one-off event that we’ve never had the opportunity to attend.
What I’ve discovered is how shallow that image can be. It is fairer to label it a retirement ‘snapshot’ rather than a vision of what retirement is like to live through. Real retirement is an evolving beast that doesn’t hold still.
Despite being only three months into my break, I’m spending my days in a very different way to my first month.
The takeaway here is that I appreciate that having an idyllic picture in mind might provide some motivation. But as you actually begin to approach retirement, you should begin planning for a much deeper, and fleshed-out lifestyle that will continue to enrich you over the longer term.
Routine Is Everything
In education, teachers run schools with military precision.
At work, our managers monitor the amount of time we spend sitting down in the cubicle.
In retirement, by contrast, all of this structure falls away.
While we may have shown great discipline to wake up early and be a punctual employee, this doesn’t mean we can call upon such discipline when all incentives are stripped out.
I encourage you to reflect on this.
As a thought experiment, consider the following: How do your habits change at the weekend when none of the usual pressures exists? Do you still wake early and make the most of your day, or do you lie-in and waste many hours in bed? If you lie-in at a weekend, what exactly prevents you from waking at 10am every day of your retirement?
I have found that establishing a formal wake-up time for each day has helped enormously to instil a sense of purpose and structure to my day.
In fact, I consistently wake up much earlier now than I did at work. By 9am each morning, I have usually achieved something that gives me a sense of accomplishment, such as a gym workout and a cooked breakfast. I feel proud when I consider that I wouldn’t have even arrived at the office by 8:30am under my old routine.
Socializing Requires More Proactivity & Creativity
When you are successful in retiring early, you will have beaten most of your peers to the goal.
While you now have unlimited spare time – your friends’ jobs still chain them to a desk or a work shift pattern. Therefore your opportunities may still be constricted by the demands of work, indirectly, because of your circle of friends in the society.
One solution to avoid this problem is to be more creative with the time you have.
As I live in a city, I saw an opportunity in the often-wasted lunch break.
After spending the morning preparing an elaborate dish, I invite over friends to join me for a quick, home-cooked lunch. We get the chance to catch-up and at the same time, enrich their working day and give them a true break from their work.
You could say this shares the benefits of retirement with those who haven’t quite made it there yet!
It Takes Time To Orientate To A Time-Rich, Money-Poor Mindset
Three months into my break, I still found myself making decisions with the assumption that time is still a very scarce resource.
The most dramatic example of this was choosing how to sell my car recently.
As a worker, I had never considered selling my car privately.
I did not want to spend the precious few free hours of my week performing the necessary duties. These include hosting viewers, haggling on price with time-wasters and nervously taking the passenger seat during test drives.
Therefore, when I began the process of selling my car this month, I automatically began requesting quotes from car-buying services and dealerships, who all offered prices in the region of £21,000 – £23,000.
Within this mindset, I thought I was chasing a great deal by twisting the arm of a buyer to add another £500 to their offer.
However, when I researched more widely, I saw that other sellers had listed similar vehicles on Auto Trader for £30,000. This caused a total rethink of my strategy. The decision became hinged on the following question:
“Is the amount of time I would need to spend to sell my car privately (e.g. 50 hours) worth £7,000? £140 per hour?”
Conclusion
Getting to early retirement is a long journey filled with many lessons learnt, but getting to adjust to early retirement lifestyle is in itself a huge lessons to be learnt.
At the end of the day, life is filled with so much learning journey that we just have to try, adjust and see if it shaped us for the better.
About the Author: Simon is a contributor to Financial Expert where he writes about topics such as How To Invest In Property
Thanks for reading.
If you like our articles, you may follow our Facebook Page here
I retired at 48. Hate to be "force" to wake up every morning to go to work and the toxic environment created the new boss after an M&A. It's been 5 years now. So far so good, relax and do what I like with no one to bark at me. 🙂
Does anyone miss waking up by alarm clock?
Hello everyone. I was heartbroken because i had very small penis, not nice to satisfy a woman, i had so many relationship called off because of my situation, i have used so many product which i found online but none could offer me the help i searched for. i saw some few comments about this specialist called Dr OLU and decided to email him on [email protected]
so I decided to give his herbal product a try. i emailed him and he got back to me, he gave me some comforting words with his herbal pills for Penis t, Enlargement Within 5 day of it, i began to feel the enlargement of my penis, ” and now it just 2 weeks of using his products my penis is about 10 inches longer and am so happy..feel free to contact DR OLU on([email protected])or whatsapp him on this number +2348140654426
Hello everyone. I was heartbroken because i had very small penis, not nice to satisfy a woman, i had so many relationship called off because of my situation, i have used so many product which i found online but none could offer me the help i searched for. i saw some few comments about this specialist called Dr OLU and decided to email him on [email protected]
so I decided to give his herbal product a try. i emailed him and he got back to me, he gave me some comforting words with his herbal pills for Penis t, Enlargement Within 5 day of it, i began to feel the enlargement of my penis, ” and now it just 2 weeks of using his products my penis is about 10 inches longer and am so happy..feel free to contact DR OLU on([email protected])or whatsapp him on this number +2348140654426
I believe we should be pursuing the goal of Financial Freedom with a purpose. Something like spending more time with family or pursuing our passion.
This comment has been removed by the author.
G’day mate! You have a blimey article like mine! I’d like to work with you someday, and inspire more people to share their thoughts too, looking forward with you! Maybe you want to go to retail market and search for something.
It’s been a long time since I read some blinding articles like yours! You are really compliment with this, no one makes me amazed than before, maybe I should share this with my friends, If you want to go to retail market I want to come with you.
��ARE YOU ABSOLUTELY IN NEED OF THE SERVICES OF A PROFESSIONAL HACKER?(CATCHING A CHEATING SPOUSE[Phone Hack], RECOVERY OF LOST FUNDS, CREDIT SCORE UPGRADE, WEBSITE HACK…)
When you wonder “which hacking company should I hire, the first aspect that should concern you is quality. Clearly, you want to embark for services that povides swift response, Thanks to our talented and Astonish Hackers , you are rest assured that your expectations will always be met. You’ll be glad to find out that our services Implies precisions and actions.
High prolific information and Priviledges comes rare as i would be sharing with you magnificent insight you wish you heard years before now. As it's been understood that what people don't see, they will never know. This post is definitely for those who are willing to turn their lives around for the better, either financial-wise, relationship-wise or businesses.
Welcome to the Global KOS hacking agency where every request on hacking related issues are met within a short period of time.
If your shoe fits in any of the required services below, you will be assigned to a designated professional hacker who is systematically known for operating on a dark web V-link protocol.
The manual Operation of this hackers is to potentially deploy a distinguished hacking techniques to penetrating computers and various type of database system to meet your request.
Penetration of computing systems are achieved using core software tools like Ransomeware, SQL/Keylogger injection. botnet, trojan and DDOS attacks.
Providing value added services to clients as a hacker has been our sustaining goal.
Are you faced with cyber challenges like
��Recovery of lost funds:✅It saddens our mind when client expresses annoyance or dissatisfaction of unethical behaviours of scammers. We have striven to make tenacious efforts to help those who are victims of this flees get off their traumatic feeling of loss. The cyber security technique used to retrieving back the victims stolen funds is the application of a diverse intercall XX breacher software enables you track the data location of a scammer. Extracting every informations on the con database, every requested information required by the Global KOS would be used to tracking every transaction, time and location of the scammer using this systematic courier tracking base method.
�� Hacking into the mobile phone of a cheating spouse.✅ This type of hack helps you track every movement of your cheater as we are bent on helping you gain full remote access into the cheater's mobile phone using a Trojan breach cracking system to penetrate their social media platforms like Facebook, whatsapp, snapchat etc. This spy processing is used via an HDSI folder which synchronizes the target mobile operating system into a clone S-Drive unit.
��Credit Score Upgrade:✅Due to our transformed changes on Equifax tracking , upgrading of credit score are backed by our cyber tech breaching licence, This hacking process drastically generates you an undestructive higher credit score which correlates to a higher level of creditworthiness. The time frame for upgrading a credit score requires eighteen(18) hours
��️ BITCOIN GENERATOR:✅ (Higher job profile). This involves using the ANTPOOL Sysytem drifting a specialized hardware and software implementing tool in slot even-algorithms to incentivize more coins into your wallet which in turn generates more coins exponentially like a dream at specified intervals.
The company is large enough to provide comprehensive range of services such as.
• Email hacks��
• Hacking of websites.��
• Uber free payment hacks.��
• website hack.��
Our strength is based on the ability to help you fix cyber problems by bringing together active cyber hacking professionals in the GlobalkOS to work with.
Contact:
✉️Email: clarksoncoleman(at)gmail • com.
Theglobalkos(at)gmail •com.
©Global KOS™
2030.•√
We are Offering best Global Financial Service rendered to the general public with maximum satisfaction,maximum risk free. Do not miss this opportunity. Join the most trusted financial institution and secure a legitimate financial empowerment to add meaning to your life/business.
Contact Dr. James Eric Firm via
Email: [email protected]
Whatsapp +918929509036
Best Regards,
Dr. James Eric.
Executive Investment
Consultant./Mediator/Facilitator
My wife was showing me a picture she took yesterday on her birthday and I tried scrolling to the next picture and immediately she took the phone away from me I asked why she did what she did she said its nothing and all but I was not convinced that it was nothing, I had an old friend who is into breaking into cell phone I was able to email this hacker, immediately this hacker responded and I told him all I needed him to do for me in less than 2 hours I was able to access her phone and I saw all that she didn’t want me to see. I found out that her ex picture was on her phone and she has been hiding it from me not just her ex pictures but she is still In contact with her ex. Well I just want to say a big thank you to my old friend [email protected] for the great help.
[email protected] is perfect at his Job, ever since I came in contact with this hacker I have never been disappointed.