With just over a day before the new year, I think it’s about time to sit back and self reflect about what are some of the things that I expect in the new year 2018.
I wanted to originally do a target to achieve in the new year but quickly changed it afterwards because not everything is a target. Some are events that will just happen with the flow of time.
1.) Achieve a portfolio target of 10% returns
Since this is a finance blog, I think it is still something which I must put in mind at the back of my envelope.
I’m still looking to design for a portfolio that can achieve a long term portfolio of about 10% returns. I don’t want to really stretch the returns to anything higher by taking unnecessary risks so the strategy is to go for lower beta returns but heavier on capital preservation.
I’m somewhat gingerly confident the current companies in my portfolio can deliver that for me.
2.) Achieve a savings rate of 20%
This has been kept the same for about 3 years in a row now and I’m not keen to change on this aspect and gungho the increase.
I am comfortable with keeping the savings rate at about 20% or $20k capital injection, whichever is higher, and then just allocate the rest of the expenses into building more experiences and nurturing the kids empowerment.
3.) Celebrating 4 years of parenthood
My elder son, Big O, turns 4 next year while the younger one, Small O, turns 1.
It has been a life full of experience all these years with the ups and downs and I would attribute it to another separate posts sometime later.
We have started to send Big O for some kind of enrichment which we think would benefit him in terms of his social skills.
We are also starting to send our younger son to a kindermusik class from next year just to get him exposed to different kinds of music instruments, play and stimulate his right brain before the routine school activity tries to take over the left brain.
4.) Experience the world outside
We belong to the miles camp when it comes to credit card and we typically accumulate around 200,000 miles in a year which also means we are able to cover our long trip travel as a family assuming we take 2 trips a year.
On the shorter trip, we typically try to save on the costs by taking budget airlines.
Already, we will be going for a half month trip in March later across Taiwan and we have plans later in the year to slow travel past Vietnam. When the kids get older, we’ll spend our time exploring the Eastern and Western Europe in a much further away trip from home.
5.) Less movies, Less Writing, More Reading
I’m a person that is more visual which is why I have been enjoying movies more than reading.
Throughout the years, I have also attributed plenty of time in writing the blog so I may take some time off these activities to spend more in reading. I also think that slow reading stimulates my mind better and train my patience, which has not been a good strength so far.
6.) Learn a new language, meditate, and Yoga
I’ve always wanted to learn Spanish and it will be a matter of when not if I will pick this language up one day. I just don’t know it yet if I will take it up in 2018, I’ll have to figure out the time resources.
I’m also aiming to either pick up meditation or Yoga just to practice on patience and calming the mind. If anyone is interested, I’m good for partnership.
Final Thoughts
This is all events of what I am waiting for it to unfold in the new year and it is nothing ambitious yet really achievable things to look forward to.
I don’t know if I’m at a stage where I tend to oversee things much easier or in a more leisurely manner because everything tends to fall in place quite nicely and I appreciate the things that have gone well so far for me and I don’t take them for granted.
I hope every readers would have the same good year in 2018.
Thanks for reading.
If you like our articles, you may follow our Facebook Page here.
point number 3 is definitely the most meaningful and priceless!
Happy 2018 in advance!
MIM
Hi MIM
Definitely priceless and will forever be.
Have a great new year too ahead π
Happy 2018 B.
Happy new year 2018 Kyith π
B,
Spanish?
Now that's not what I call "popular" in Singapore…
Interesting…
You fan of Real Madrid?
Or more for the Spanish women? Opps! I meant Spanish "culture"? Wink.
Have a super 2018!
Hi SMOL
Haha I've always wanted to take Spanish and learn them since high school.
It's also one of the few languages which is useful in many countries.
I've checked and ticked off Madrid and Santiago Bernabeau but don't mind visiting it again.
Adios 2017! and Have a great new year π
Happy 2018! Spanish is pretty unique choice though.
Hi KPO
Haha thanks, we'll have to see if I manage to pick them up in 2018 π
Happy 2018!
How come you name your sons big O and small O? lol
π
Happy New Year B π
Just like you I'd love to continue my learning in Japanese. However, I feel that my time in 2018 is a little strapped having the different activity. Nonetheless, I will try to slot in the time to do so haha!
Spanish and french is next in the list after I've finished my first one π
Do remember to enjoy yourself and not forget about this platform here you own! ;p
Looking forward to your updates in 2018 π
COEPD LLC – Center of Excellence for Professional Development is the most trusted online training platform to global participants. We are primarily a community of Business Analysts who have taken the initiative to facilitate professionals of IT or Non IT background with the finest quality training. Our trainings are delivered through interactive mode with illustrative scenarios, activities and case studies to help learners start a successful career. We impart knowledge keeping in view of the challenging situations individuals will face in the real time, so that they can handle their job deliverables with at most confidence.
coepd.us/index.html
Happy New Year to you and your family B! I like your well-rounded approach in what to expect and aspire for in 2018 – got to feed the body, mind and soul π
There are people who learn a language by watching TV with the help of subtitles to translate. I learn some choice Spanish words watching 3 seasons of Narcos, however am certain those are not words that I will be using! At least I'll know when I am being cursed in Spanish π
BETTERMENT FUNDING {[email protected]}
Hi everyone, i am Alexis Ohanian am so glade coming back to this great forum to testify about the help i received from Chester Brian. I was in desperate need of a loan in other to be free from debt and financial bondage that was place on me by my ex husband. It was really bad that i have to seek for help from Friends,family and even my bank but on one could assist me because my credit score was really bad. So i was browsing with my computer and saw some testimonies from people Chester Brian assisted with a loan, then i decided to contact him on his email{[email protected]}, then i received a mail from them and i did all that was asked from me. To my greatest surprise they transferred to my account the loan i requested and now i am so happy clearing my debt and have also started a business with the remaining amount to take care of myself and family. If you need a loan do contact the best loan lender of all time Chester Brian on his email: {[email protected]}
Happy New Year 2018!
I would like to share with you my idea to buy one of the flats in that wonderful complex https://www.newpropertyguide.com/new-futura/
Friendly and quick. For a person who hated going to the dentist I am not dreading my next cleaning!
best orthodontist in chennai
Are you in search of a legitimate loan? Tired of Seeking Loans and Mortgages? Have you been turned down by your banks? Are you tired of seeking financial assistance from Banks and different financial organization? Have you encountered firms with unsatisfied financial services? Do you need a loan to clear your debts/bills? Then your financial trauma is over. We Offer Loans from $5,000.00 to $100,000,000.00 with 2% interest rate. We are certified and trust worthy. We can help you with financial assistance. If you are interested in obtaining a LOAN, do not hesitate to send your request to us via email: [email protected]
Fast cash offer for you today at just 2% interest rate,
both long and short term cash of all amounts
and currencies, no collateral required.
We give out from a minimum range of $2000 to a maximum of $20million.
We are certified and your privacy is 100% safe with us
Apply now for your instant approval and
transfer approval process takes just 24 hours. contact us now
Contact Us At : [email protected]
whatspp Number +918929490461
Mr Abdullah Ibrahim
INSTANT AFFORDABLE PERSONAL/BUSINESS/HOME/INVESTMENT LOAN OFFER WITHOUT COST/STRESS CONTACT US TODAY VIA Whatsapp +19292227023 Email [email protected]
We are financial consultants providing reliable loans to individuals and funding for business, home and projects start up. Are you tired of seeking loans or are you in any financial mess. Do you have a low credit score, and you will find it difficult to get loans from banks and other financial institutions? then worry no more for we are the solution to your financial misfortune. we offer all types of loan ranging from $5,000.00 to $533,000,000.00USD with a low interest rate of 2% and loan duration of 1 to 35 years to pay back the loan secure and unsecured. Are you losing sleep at nights worrying how to get a Legit Loan Lender? Contact us via Whatsapp +19292227023 Email [email protected]
Share this to help a soul right now, Thanks