Ahh… Sep school holiday is finally here and depending on which role you play, you will either be excited or busy trying to juggle in between work and kids at home.
My kids are really excited and looking forward to the long break while my wife and I know that we are in deep trouble trying to synchronize and manage our time handling the kids at home.
Thankfully, we are in a world now where there are entertainments and games and unlike some countries where they restrict the amount of gaming hours for minors (pun intended), we are pretty flexible about it when it comes to relaxing and playing time during school break. We just need to monitor that it is not being done overboard.
The Rewards: Free Nintendo Switch (worth $499) or Apple Watch SE (worth $419) or $350 Cash
Let’s start with the reward first.
As an eligible new user, when you sign-up for any of the Citi Credit Card from the 1-15 September mentioned in the lists below, you will be entitled to a free gift – either Nintendo Switch (worth $499) or Apple Watch SE (worth $419) or you can simply choose for a $350 cash that will be credited to you via Paynow upon meeting the minimum spending requirement.
The caveat for the minimum spending requirement is a $500 within 30 days of card approval.
For existing card user of the issuing bank, you will only be entitled to $30 cash with no minimum spend.
If you’d like to read the terms and conditions in more detail, you can refer to them here.
Personally, I think they have leveled up the rewards since the recent years as I have only recalled receiving a one night staycation when I signed up for my own card a few years back.
Make sure you don’t miss out on the deals!
Citi PremierMiles Card
This is one card which I highly recommend if you are a Miles lover like myself.
Obviously, with COVID dominating the headline over the past 2 years, there has been a divided camp for cashback over miles but if you believe that travel is something that would recover over time, your miles could be put to a good use by then.
Furthermore, in case you are not aware, you’d be able to use some of your accumulated miles for other purchases such as KrisShop or Pelago – a Singapore Airlines backed venture start-up company to purchase activities.
- Annual Fee Waiver
- +1.2 miles per S$1 spent locally
- +2 miles per S$1 spent in foreign currency
- +2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide
- Miles eligibility on rent, condo management fees, school fees, taxes and bills via Citi PayAll
- Up to $1million travel insurance coverage
Apply Here for the Citi PremierMiles Card
Citi Rewards Card
This is the other cards which I highly recommend for almost all other Online Purchases that I’ve made.
Like most people who had to stay home during this pandemic period, I would frequent most online merchants when it comes to ordering for food, groceries and other things. Some of my favorite includes the likes of Grabfood, Food Panda, Lazada, Shopee, etc.
You get the most reward when you purchase online with this card because they give you 10x rewards which translates into 4 miles per S$1 spent – as compared to all other cards. These points can then be used to convert into either cash rewards or miles separately.
- 10x rewards points (4 miles per S$1) spent on online spending – including fashion apparels, online groceries, food delivery, ride hailing apps and many more. The only exception is Travel booking
- 1x reward point for every S$1 spent on all other purchases, including offline
- No minimum spending
- Conversion Rates example are as follows:-
- 25,000 points = 10,000 miles
- 4,400 points = $10 cash rebates
Apply Here for the Citi Rewards Card
Citi Cashback Card
I haven’t had to use this cashback card yet myself but this is one of the best Citi’s product on cashback card if you are into cashback rewards and not miles.
You get an upward cashback of 6% and 8% respectively for dining and grocery shopping at major outlets and 0.25% for all the other purchases.
- +6% cashback on dining including restaurants, cafes, fast food eateries, and caterers
- +8% cashback on grocery shopping, both online and at major supermarkets
- Up to 20.88% savings at ESSO and Shell, inclusive of 8% cashback for petrol spending
- Up to $1million travel insurance coverage
- +0.25% cashback for all other spending
Apply Here for Citi Cash Back Card
How to Redeem Your Rewards After You Sign-Up
Unfortunately, there is still some minor administrative last bit that you have to do to redeem your rewards but I promise it’s not rocket science or anything.
To redeem your rewards:
- Once you apply to the desired credit card of your choice, you will receive an application form sent to your email (do remember to check your junk)
- Complete the application form and note the application reference number
- Once the application is approved, check your email for the reward redemption instructions from SingSaver
- Sign up for an Account on SingSaver website to obtain the redemption form
- Fill up the form with your application reference number and send it back to them at [email protected]
- Wait for your gifts/rewards
Disclaimer: This post contains affiliate links as part of collaboration with SingSaver. However, all information and opinions stated are purely mine and should be taken with a pinch of salt, sugar and a little pepper!
uncle168,
it has been 6 months since the first batch of frontline workers and elderly had their vaccination in feb 2021 which is about 10% of the population around 600K people and the oxygen cases increase is reflecting waning effect on covid which would require a 3rd dose by mid sep when the gov is likely to tighten according to my estimate of exponential increase of oxygen + icu cases after 3 weeks of dining in allowing covid to spread like wildfire among the vaccinated fools which make up of more than 80% of people infected with covid for the past 2 weeks.
31 aug – 24
1 sep – 27 (+3)
2 sep – 32 (+5)
3 sep – 41 (+9)
4 sep – 58 (+17)
5 sep – 91 (+33)
6 sep – 156 (+65)
7 sep – 285 (+129)
8 sep – 542 (+257)
9 sep – 1055 (+513)
10 sep – 2080 (+1025)
11 sep – 4129 (+2049)
12 sep – 9336 (+4097)
13 sep – 17529 (+8193)
14 sep – 33914 (+16385)
15 sep – 66683 (+32769)
if the gov do not lockdown, by 9 sep we will run out of hospital beds, i project 1055 serious cases.
once we run out of hospital beds the number of death will start to surge, by 15 sep 65683 will die or about 10% of the first batch of vaccinated of 600K people. the gov can only save 1000 people as it only has 1000 beds.
the gov is playing with fire thinking it can control this killer virus with a mask and an experimental vaccine that is useless.
covid can never be endemic, it was designed by the ccp government to wipe out the amdk to revenge against the eight-nation alliance invasion of china in 1900.
the virus was made via gain of function of the sars virus with the deadly hiv virus in the wuhan lab to enable hiv to spread easily like the common cold which sars was capable of with the ability to kill over a long period of time via long covid which hiv was capable of affecting the immune system for an extended period of time.
because it was man made it became very unstable and kept mutating and china initially had the first vaccine in the world because it made the virus which is effective against covid-19 but now is useless against b1617.
china can’t tell the world it made this virus so it tries to warn the world that living with the virus is suicide.
the gov addiction to easy money from direct foreign investment into our property bubble and cheap foreign labour to build them to ensure dynasty of elites minister and their descendants can grow their million dollar salary blinds their rationality while finding so many excuse to pay essential workers a minimum wage just to survive in singapore.
the only way elites can control the working class is to enslave them into believing their wages should be low because foreigners are willing to work for even less while elites should be pay as much as possible because the country would collapse without their wisdom which now has become stupidity as the gov is leading the nation into mass suicide by allowing the vaccinated fools to spread covid rapidly via socialising.
the harsh reality is to plan for the eventual wipeout of the human race by covid.
the only thing we can to is to flatten the curve of the death rate by total isolation.
the gov will never do this as it would mean no more million dollar minister pay.
they will try to open again and again but each time many people will die because of their greed and stupidity.
keekeekee
uncle168,
the vaccine is like the white lotus cult in huang fei hong movie.
https://youtu.be/BPUkw7KGHAY
initally people believe it save lives but after some time when vaccinated people also end up in icu, the lie is exposed and people not longer want to take the 3rd dose and distrust against the gov that promote the vaccine grows.
keekeekee
uncle168,
the problem with covid was never the virus, it was the lack of hospotal medical facilities worldwide.
in singapore at any one time, at least 80% of hospital beds are full and waiting time in the a&e for beds can be 24hrs or more even before covid existed.
even in the polyclinics, the waiting time is at least 1 hour.
our medical system is never robust, it is always lacking until the wp forced the gov to build more hospitals as we have the lowest number of beds per capital in the world.
the problem is many prescription drugs especially for chronic illness should be available over the counter in retail pharmacy to ease crowds in polyclinics.
the gov should be able to have reserve facilities for oxygen at least for 100,000 patient if it decide to open up but if we have so many cases who will dare to come?
the stupid gov is guided by an idiot medical team.
we are all going to die.
bite the bullet change course to an isolated economy mode before its too late.
the vaccine, mask, tracing, testing is useless.
only 1 thing works
isolation
keekeekee
uncle168,
tonight sure many oxygen and icu cases of the vaccinated fools believing they are like white lotus cult immune to covid.
self testing sure many cheat as if positive entire family cannot go out.
some measures have to be permanent like wfh and taobao.
we can’t reopen unless a cure for covid is found.
we will lock down by 15 sep as projected by uncle168.
keekeekee
uncle168,
even the director of ncid say the vaccine is useless, this shows that oyk is an idiot, if the vaccine worked, israel would not be having so many cases now and asking its people to take infinite shots.
we need to lockdown now because most people would just self medicate when sick and fake their test result by pretending to swap their nose online, only those who is very sick will see a doctor or go to hospital, this is very logical as not to affect colleagues or family members whom will also have to go into quarantine. cough syrp and tcm herbs is in hot demand now and many are out of stock.
we should give the 3rd shot first to frontline workers especially healthcare workers & bus drivers instead of the elderly as their shot is 6 months old even if it is only 40% effective, this would stop community cases for another 6 months. if you give it to the elderly, there is no immune response it is as good as nothing. stop the source then it will not spread to the community.
the strategy now is to aim for 0 cases in 2 months time and after which we will ease measures for domestic movement of people with the aim of mask removel by year end.
we have to make it difficult for the virus to enter singapore by extending quarantine in an offshore island like sentosa or tekong for at least 1 month. this was the method used in the past when my father came from china to st john island before he is allowed into singapore.
we have to sacrifice foreign workers who wishes to go home after 2 years of lockdown and the huge backlog of properties that will never be built.
2 big problems we will face is unemployment and loan default.
unemployement
the problem is actually the solution.
while industry related to travel or dining out will suffer and all will eventually close down, these sources of labour can be redirected into essential services which the government can now push up the wage and allow local workers to displace foreigners who wants to go home especially in the construction sector. wages of construction workers will go up naturally when the gov constrict the supply of foreign workers. this means property agents and developers will make less money.
loan default
the gov can’t keep kicking the can down the road. either banks accept zero interest for extended loan deferment or foreclose the mortgage as unemployment rises and foreigners leave singapore for good.
foreclosed properties can be used by the government to ease bto buyers waiting time by deducting the lease of the bto from the rental of the foreclosed properties at market rates.
we have to accept the harsh realities of covid, it has no cure and if we open up, we do not have enough hospital beds to save beyond 1K lives, everyone else beyond that will have to die. if we can accept that then open up by all means.
we must bite the bullet now. no point for medical experts to parrot political narrative to open up the economy but close soon after, we have gone round in circles for 4 times in 2 years, the people have enough.
tell the people the tradeoffs, lives over money or money over lives and we agree and move on as one united people.
do not be weak and go after something you know will fail and pretend it didn’t happen, it will come bank and haunt you at pe2022 and ge2025.
look at covid in its face, look at the trade offs, chart a new course.
there can be no opening unless a cure for covid is found which may be never.
god speed
keekeekee