Your phone is ringing and you see an unknown phone number.
You hesitated about picking it up but you are curious deep inside if this could be an important call. After a few rings, you decided to pick it up.
The next thing that you are hoping is that this is not another telemarketing call or worse a scam call from someone who pretended to be a police officer or a technician who is calling you for “urgent” matters.
“Could I have just a minute or two of your time please?” – said the whisperer on the phone.
You sighed and regretted picking it up and the cycle repeats again.
I’ve gone through that myself a couple of times over the past few weeks and have declined politely for some of the calls I have received.
Gone are the days where sign-ups are being done traditionally on the call or through meet-up.
These days, consumers are smart enough to be able to view and review the different products offered by merchants and compared them relatively.
This is the main reason why banks are able to cut through so many overhead costs and use intermediaries such as Singsaver and influencers in order to promote their products. As a result, they are able to incentivize the end users a lot better than in the past and as promoters, we are rewarded with a small affiliate links when readers sign up through our links.
Let’s start with the reward first.
As an eligible new user, when you sign-up for any of the Citi Credit Card mentioned in the lists below, you will be entitled to a free gift – either Dyson Supersonic Hairdryer (worth $599) or Apple Watch SE (worth $419) or you can simply choose for a $350 cash that will be credited to you via Paynow upon meeting the minimum spending requirement.
The caveat for the minimum spending requirement is a $500 within 30 days of card approval.
For existing card user of the issuing bank, you will only be entitled to $30 cash with no minimum spend.
If you’d like to read the terms and conditions in more detail, you can refer to them here.
Personally, I think they have leveled up the rewards since the recent years as I have only recalled receiving a one night staycation when I signed up for my own card a few years back.
Make sure you don’t miss out on the deals!
Citi PremierMiles Card
This is one card which I highly recommend if you are a Miles lover like myself.
Obviously, with COVID dominating the headline over the past 2 years, there has been a divided camp for cashback over miles but if you believe that travel is something that would recover over time, your miles could be put to a good use by then.
Furthermore, in case you are not aware, you’d be able to use some of your accumulated miles for other purchases such as KrisShop or Pelago – a Singapore Airlines backed venture start-up company to purchase activities.
- Annual Fee Waiver
- +1.2 miles per S$1 spent locally
- +2 miles per S$1 spent in foreign currency
- +2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide
- Miles eligibility on rent, condo management fees, school fees, taxes and bills via Citi PayAll
- Up to $1million travel insurance coverage
Apply Here for the Citi PremierMiles Card
Citi Rewards Card
This is the other cards which I highly recommend for almost all other Online Purchases that I’ve made.
Like most people who had to stay home during this pandemic period, I would frequent most online merchants when it comes to ordering for food, groceries and other things. Some of my favorite includes the likes of Grabfood, Food Panda, Lazada, Shopee, etc.
You get the most reward when you purchase online with this card because they give you 10x rewards which translates into 4 miles per S$1 spent – as compared to all other cards. These points can then be used to convert into either cash rewards or miles separately.
- 10x rewards points (4 miles per S$1) spent on online spending – including fashion apparels, online groceries, food delivery, ride hailing apps and many more. The only exception is Travel booking
- 1x reward point for every S$1 spent on all other purchases, including offline
- No minimum spending
- Conversion Rates example are as follows:-
- 25,000 points = 10,000 miles
- 4,400 points = $10 cash rebates
Apply Here for the Citi Rewards Card
Citi Cashback Card
I haven’t had to use this cashback card yet myself but this is one of the best Citi’s product on cashback card if you are into cashback rewards and not miles.
You get an upward cashback of 6% and 8% respectively for dining and grocery shopping at major outlets and 0.25% for all the other purchases.
- +6% cashback on dining including restaurants, cafes, fast food eateries, and caterers
- +8% cashback on grocery shopping, both online and at major supermarkets
- Up to 20.88% savings at ESSO and Shell, inclusive of 8% cashback for petrol spending
- Up to $1million travel insurance coverage
- +0.25% cashback for all other spending
Apple Here for Citi Cash Back Card
How to Redeem Your Rewards After You Sign-Up
Unfortunately, there is still some minor administrative last bit that you have to do to redeem your rewards but I promise it’s not rocket science or anything.
To redeem your rewards:
- Once you apply to the desired credit card of your choice, you will receive an application form sent to your email (do remember to check your junk)
- Complete the application form and note the application reference number
- Once the application is approved, check your email for the reward redemption instructions from SingSaver
- Sign up for an Account on SingSaver website to obtain the redemption form
- Fill up the form with your application reference number and send it back to them at [email protected]
- Wait for your gifts/rewards
Disclaimer: This post contains affiliate links as part of collaboration with SingSaver. However, all information and opinions stated are purely mine and should be taken with a pinch of salt, sugar and a little pepper!
uncle168,
now oxford says you need a shot every 3 months and covid spread via the vaccinated.
then why go hospital test the unvaccinated? why vaccinated can only dine in groups of 5?
the answer is simple.
the gov is sending the vaccinated idiots to hell.
cancer treatment subsidies is increasing and booster shots are coming.
song boh vaccine sheeps.
the vaccone is useless.
4 shots a year and cheaper cancer treatment in exchange for covid false hope.
keekeekee
uncle168,
it is not fair for unvaccinated singaporean to pay for ART test while vaccinated no need to test.
the gov is paying for short term visitor vaccine, is this fair to use taxpayers money to pay for foreigners while asking singaporean to pay for ART test?
has the gov gone mad?
ART test cost S$30 in clinics and cannot use medisave.
how do the gov know vaccinated people are not infected with covid?
oxford has proven the vaccinated are the ones spreading covid and not the unvaccinated.
the gov should also ask the vaccinated to pay for ART test to be fair.
how can the gov push singaporeans to be vaccinated when both the vaccine manufacturer and the government is not liable when the person have injuries or die after being vaccinated?
it is like a murderer being protected by the law while the victim is helpless and have no choice but to take a vaccine he knows can kill him.
oxford have shown the vaccine is useless after 3 months, why is the gov allowing vaccinated after 3 months into hospitals without testing?
the gov should ask the vaccinated to get booster every 3 months or it is unsafe for them to dine in or go hospital to visit without testing.
the gov has become crazy and impose policy that is not backed by science.
now its letting in foreigners relying on their own words that they have stayed in germany for 21 days when in the eu they can move freely.
the stupid gov don’t know foreigners can lie?
one 1 foreigner needs to lie and we can lockdown again.
i can assure you any pap candidate for next year presidential election will not get a single vote.
that the pap will lose power in ge2025.
karma will kill all these idiots that come out with these stupid policies.
first one is the guiter father.
more to come.
god speed
keekeekee